Buying property on your own takes a lot of capital, a lot of paperwork, and a lot of risk sitting on one set of shoulders. At AjoHomes, we do it differently: we bring people together to invest as a group, through what we call a Pod.

A Pod is simply a group of people pooling their money to buy or save toward real estate together. Instead of needing the full purchase price yourself, you buy units in a Pod — as little as a quarter unit — alongside other members. Everyone’s contribution is tracked individually, so you always know exactly how much of the property you own.

Why pool instead of going it alone?

  • Lower barrier to entry. You don’t need six figures sitting in a bank account to get exposure to real estate — you need enough for a unit.
  • Shared risk. Property costs, from acquisition to upkeep, are spread across every member of the Pod rather than resting on one person.
  • Community, not just capital. Pods are built on the same principle as traditional group savings — people supporting each other toward a shared goal.

Two ways to Pod

We currently offer two types of Pods, and we break down the difference in detail in our next post:

  • Savings Pods — for members who want to save steadily toward a future property, with automatic contributions.
  • Custom Pods — for members who want to join a specific, already-identified property, like our first acquisition in London, Ontario.

Every member who joins a Pod completes identity verification to keep the platform secure, then selects the number of units they want and funds their position. From there, we handle the property side — acquisition, management, and eventually returns — while you track your stake from your AjoHomes dashboard.

Ready to see which Pod fits you best? Explore our current Pods or read on to learn the difference between Savings and Custom Pods.